when to borrow

Why and how to use a credit calculator?

Checking its repayment capacity is mandatory before any loan subscription. This is an approach to be taken to avoid any situation of over-indebtedness and also to ensure that you will have the means necessary to repay your loan while having a remainder to live to pay your other charges. Using a credit calculator doesn't commit you to anything, it just lets you know how much you can borrow and how much monthly payments you can afford.

To do a credit calculation, you will need to know the cost of your project, your monthly income, as well as your expenses, including your other outstanding loans if there are any. You will have to enter this data in the credit simulator which will then give you valuable information concerning your request, your repayment capacity, the amount you can borrow and the cost of your credit.

To facilitate your online loan application , go through our simulator.
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