credit repurchase period

Duration of loan redemptions

Namely that the duration of a consumer credit buyback is at least 12 months, and can go up to several years if the borrower is a tenant of his home. The specialized body may agree to extend this period to 15 years when the borrower is the owner. The duration of a mortgage repurchase, it is between 3 and 35 years. For information, according to the statistics indicated by the lenders, the most requested periods are 05 years, 12 years, 15 years, 10 years and 25 years.

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Other elements to know about the repurchase of credit



The repurchase of credit is intended for those who face a situation of over-indebtedness and its in the incapacity to restore correctly its loans. To benefit from this formula, you must be subject to at least two loans.

Credit redemption amount


A credit buyback allows you to collect all your debts in a single contract. Its amount is equal to the sum of the loans that you have not yet repaid as well as the interest rate.

Credit redemption type


There are two variants of credit redemption. The first is the consumer loan consolidation. The second is to combine a mortgage with other debts, like a personal loan.

Find out which loan repurchase period is the most appropriate for your needs: