opinion-cofidis

Everything you need to know about consumer loans

When you run out of resources to carry out your projects, resorting to loans is always the first solution that comes to mind. Indeed, it is a legal and well-supervised alternative which allows everyone, professional or private, to benefit from funds for the realization of their projects. Indeed, it is a legal and well-supervised alternative which allows everyone, professional or private, to benefit from funds for the realization of their projects. All the more so as the provision of these sums can contribute to the development of the economy of a given country.

Consumer loans include all loans with the exception of mortgage loans and business loans. Thus, it encompasses various sectors of activity and can fully contribute to the realization of various projects. There are two categories of consumer credit. If the first category is defined as allocated credits, the second is a credit without proof and includes credits for personal use.

cofidis
$ 500 - $ 35,000 APR from 3.76%
  • Easy and fast credit
  • Principle immediate response
  • Elected Customer Service 2020
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Focus on Cofidis, the online credit specialist

Cofidis is undoubtedly one of the forerunners in the world of online credit in United States. Indeed, exercising since 1982, he joined the world of the web since 1997 and thus offers the most varied offers for his customers. It stands out for its interest rates which are the same regardless of the type of loan to be taken out. These vary only according to the amount and the duration and are fixed upon subscription. Households who borrow from Cofidis can have loans between 500 us dollars and 35,000 us dollars over a repayment period ranging from 6 months to 84 months depending on the type of loan.

Ranging from basic financial products such as loans, it also offers mobile phone offers, loan repurchases and insurance contracts. Thus, you will find insurance offers such as Preventio (invalidity insurance after accident or death) or Indemni + (insurance in the event of dismissal or illness which forces you to stop work), and of course, lender insurance.

But Cofidis' main activities certainly remain consumer loans and credit purchase payments in partnership with most of the major brands. In fact, Cofidis was originally designed to finance purchases in the 3Suisses catalog. Currently, it offers various opportunities for individuals who want to buy from Priceminister, Feu Vert, Mistergooddeal and many others. In addition, it will allow you to obtain a credit in United States easily.

How to get a loan from Cofidis?

Taking out a loan from Cofidis is very easy. You just have to follow the 4 steps below.

  1. Use our credit comparator or visit the Cofidis website
  2. Apply for credit online by completing the form provided for this purpose. Get an immediate policy response.
  3. Print your contractual documents to consult them with peace of mind.
  4. Return the completed, signed and dated contractual documents.
To facilitate your online loan application , go through our simulator.
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